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Spending Abroad

Xonder is great for travel. You can use your Xonder card in a whole load of countries – almost anywhere you see the Mastercard logo!

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Business Account

No Monthly Fees | No Transaction Fees

Whether you’re on-the-go or working from home, you can easily access your account in a way that suits you. Get started for free today. Get started below!

Exceptions

The only exceptions are a small number of countries subject to sanctions, where we do not allow card use, including:

  • Afghanistan
  • Burundi
  • Central African Republic
  • Cuba
  • Democratic Republic of Congo
  • Ethiopia
  • Gaza Strip
  • Guinea
  • Guinea Bissau
  • Iran
  • Iraq
  • Lebanon
  • Libya
  • Mali
  • Myanmar (Burma)
  • Nicaragua
  • North Korea
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • Tajikistan
  • Tunisia
  • Uganda
  • Venezuela
  • West Bank
  • Yemen
  • Zimbabwe

[Please note this list is subject to change.]

At Xonder we don’t add charges or fees when you use your card abroad. Did we mention that with us it’s also free to withdraw cash from ATMs outside of the UK? However please be aware that you may still be charged by the ATM provider, just as you would in the UK. Using the Mastercard rate, card payments are converted in GBP. When using your card overseas, ensure that you select the option to pay in the local currency so that the rate is attained. 

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To receive more information about Xonder and our business accounts, submit your email below.

Product

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  • For Account issued before 26th June 2024: Xonder Ltd (Xonder) designs and operates the Xonder website. Xonder is not a bank. Xonder’s members will hold digital wallets provided by Lerex Technology Limited (Lerex) (Firm Reference Number: 900573). Lerex is a registered EMD agent of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services may also be provided by Modulr FS Limited.
  • For accounts issued after 26th June 2024: - Xonder Ltd (Xonder) designs and operates the Xonder website. Xonder is not a bank. Xonder’s members will hold digital wallets provided by Lerex Technology Limited (Lerex) (Firm Reference Number: 900573). Your Account is provided by Moorwand Ltd (FCA Reference No 900709). Any communications in relation to the account can be sent to Moorwand Ltd | Fora, 3 Lloyds Avenue, London, EC3N 3DS, United Kingdom.
  • Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.

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What we offer

  • Simple, secure business banking
  • Registering with Xonder is completely free
  • Easily apply for a business account within minutes
  • Effortlessly send and receive payments within the UK
  • Free Business Mastercard
  • 24/7 support

What we offer

  • Simple, secure business banking
  • Registering with Xonder is completely free
  • Easily apply for a business account within minutes
  • Effortlessly send and receive payments within the UK
  • Free Business Mastercard
  • 24/7 support