Direct Debit

The Direct Debit option can be used to collect recurring or one-off invoice payments. It’s simple and easy, look:
  • Customers simply add their account details, agree to the Direct Debit mandate and then they will be able to set up their payments
  • With automated payments, your customers won’t have to log into online banking, send cheques or even set a reminder for themselves to pay
  • We’ll send your customers an email to notify them when their payment will be collected
  • If a payment is ever collected by mistake, your customer will be protected by the Direct Debit guarantee.

Direct Debits

made easy

Find out how simple and easy to use our Direct Debits are.

Don’t just take our word for it…

Toby Mason

The team were supportive every step of the way! Always on hand if I needed any sort of help.

Jean Hobbs

The easiest business account to sign up to, everything was done so quickly.

Tom Goode

From set up to acceptance it has been such a seamless set up and installment. 

Charlie Walker

Xonder business account has been the biggest benefit to my business!

Everything you could want, and more

Fast setup

Can’t wait? No problem! We can get you set up in minutes

Secure and reliable

We’re constantly working on our system to ensure it’s fully protected and secure

Unrivalled support

No matter your issue, we’re here to help you 24/7, 365 days a year

Frequently asked questions

Find answers to all your queries about our service.

With Xonder, you can expect to receive:

  • A FREE Xonder business account
  • Your very own business
  • MasterCard with free purchases both at home and abroad
  • Instant invoice creation and payment

Any European National ID cards, international driving licences or passports are enough for us to be able to verify your identity.

We strived to make Xonder’s application process as quick and smooth as possible. Most accounts are usually approved and ready to go within several minutes. Some applications can be more complex and take longer to approve, however you can still expect to receive your business account in a smooth and timely manner.

No, Xonder does not carry out credit checks! Although, in order to open a business current account, we do conduct an electronic check (run by a third-party service) for the sake of verifying your identity and complying with UK anti-money laundering regulations. These checks will not affect your credit score, however they will show up on your credit report.

Yes! Applicants who are not based in the UK are more than welcome to apply for a Xonder business account, so long as they are directors of the company and it must be registered with UK Companies House. Occasionally, we may perform some additional checks, so we are able to process your application without any hassle.


Our business accounts are completely FREE of charge.

GBP payments that are sent within the Xonder app are all made as Faster Payments.

Payments can be made as either:

  • Direct Debits
  • one-off transfers
  • scheduled payments (whether they are future-dated transfers or standing orders)