A business current
account that’s smarter

All your business finance admin in one app

DIRECT DEBITS

Send and manage any direct debits in the app

SCHEDULED PAYMENTS

Set up or edit standing orders and one-off payments

STATEMENTS

Monthly and ad-hoc statements, download as a PDF

CSV EXPORTS

Export your transactions in multiple formats or share 

Xonder gives you the freedom to run your business

Access all your finance admin through one app

No business has the same needs for grows at the same pace – we’re dedicated to catering to every business, big or small, which is why our plans start from FREE and allow you to upgrade anytime.

Xonder makes it simple

Access, wherever you are

Banking on the go, or working from home? We’ve got you covered with our desktop and mobile apps

Need to give your team access?

Share responsibilities by inviting colleagues or business partners to view and download transactions

Need CSV files?

Our software allows you to download your payments and upload them to any accounting software

Saving time with syncing

Connect your account to Xero, QuickBooks, FreeAgent, Sage, KashFlow and Reckon for a more streamlined process

Don’t just take our word for it…

Toby Mason

The team were supportive every step of the way! Always on hand if I needed any sort of help.

Jean Hobbs

The easiest business account to sign up to, everything was done so quickly.

Tom Goode

From set up to acceptance it has been such a seamless set up and installment. 

Charlie Walker

Xonder business account has been the biggest benefit to my business!

Everything you could want, and more

Fast setup

Can’t wait? No problem! We can get you set up in minutes

Secure and reliable

We’re constantly working on our system to ensure it’s fully protected and secure

Unrivalled support

No matter your issue, we’re here to help you 24/7, 365 days a year

Frequently asked questions

Find answers to all your queries about our service.

With Xonder, you can expect to receive:

  • A FREE Xonder business account
  • Your very own business
  • MasterCard with free purchases both at home and abroad
  • Instant invoice creation and payment

Any European National ID cards, international driving licences or passports are enough for us to be able to verify your identity.

We strived to make Xonder’s application process as quick and smooth as possible. Most accounts are usually approved and ready to go within several minutes. Some applications can be more complex and take longer to approve, however you can still expect to receive your business account in a smooth and timely manner.

No, Xonder does not carry out credit checks! Although, in order to open a business current account, we do conduct an electronic check (run by a third-party service) for the sake of verifying your identity and complying with UK anti-money laundering regulations. These checks will not affect your credit score, however they will show up on your credit report.

Yes! Applicants who are not based in the UK are more than welcome to apply for a Xonder business account, so long as they are directors of the company and it must be registered with UK Companies House. Occasionally, we may perform some additional checks, so we are able to process your application without any hassle.


Our business accounts are completely FREE of charge.

GBP payments that are sent within the Xonder app are all made as Faster Payments.

Payments can be made as either:

  • Direct Debits
  • one-off transfers
  • scheduled payments (whether they are future-dated transfers or standing orders)